Early retirement doesn’t necessarily mean sailing around the world at 50. It simply means leaving your primary career sooner than the traditional retirement age of 65 to pursue the lifestyle you’ve envisioned.

Each situation calls for a different strategy — and understanding where you stand is the first step to retiring on your own terms.

Retirement isn’t just about quitting your job — it’s about ensuring you have the financial, physical, and emotional resources to live the life you’ve...

The general rule? Aim to replace about 80% of your pre-retirement income. But that’s just a baseline. The actual number can vary depending on your goals, lifestyle, health, and financial commitments.

Whether you want to follow trends, build a diversified portfolio, or focus on industries you believe in, sector investing is a practical and strategic way to get started.

Understanding how stock splits work can help you make smarter decisions and avoid confusion when your share count or price suddenly changes.

Common Stock and Preferred Stock When you hear people talk about “buying stocks,” they are almost always referring to common stock. Common stock gives you...

Companies sell stocks to the public so they can raise money. This often happens through a process called an “initial public offering,” or IPO. When a company “goes public,” it means anyone can buy shares of it on the stock market.

Bonds may not be as exciting as stocks, but when it comes to building a stable, balanced portfolio—especially during uncertain markets—they’re a critical piece...

Time in the market beats timing the market. So take the first step now.